Omnichannel middleware for VTU & bill-payment

More ways to buy from you. More sales for you.

Let your customers vend by chatting on WhatsApp — the app they already live in, no download, no login, just plain language. And when they've run out of data, a USSD code keeps the sale alive. Meet them where they already are.

check_circle No setup fee check_circle Keep 100% of your margins check_circle Live in a day
forum Just chat — no app to leave
dialpad *332# · works with 0 data
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🤖

SwiftVend

online

Hi 👋 What would you like to buy?
Send 2GB MTN to 0803 ••• 4567
That's ₦2,500 from your wallet. Balance: ₦18,750. Reply your PIN to confirm.
••••
2GB sent to 0803•••4567.
New balance ₦16,250 · Ref VS-98471
Message
send
Works over chat WhatsApp dialpad USSD sms SMS soon

The quiet leak

A checkout they can't reach is a sale you never make.

Your website only works when a customer is online and willing to log in. Miss either — no data, or just no patience — and the sale quietly slips away. VendStack adds the channels they already reach for: a WhatsApp chat, and a USSD code that works even when their data runs out.

See how it works south_east

₦0

earned from a customer who couldn't get online.

24/7

selling — by chat or dial code, day or night.

bolt

Instant, native, familiar. No app to install, no page to load — just a message or a code they already know.

More convenient ways to buy. More sales you keep.

You keep your wallet, your pricing and your margins. We add the channels your customers actually reach for.

forum

Buy without leaving WhatsApp

Customers vend right inside the app they already open all day — no new app to install, no account to log into.

smart_toy

Just say what you want

Plain language: “send mtn 2gb to my brother.” The AI understands it, shows a clear summary, and confirms with a PIN.

dialpad

Sell even when data runs out

A USSD dial code lets customers buy with zero data — so a flat wallet or an expired plan never means a lost sale.

account_balance_wallet

Your money, your rules

You own the wallet, pricing and vending logic. We orchestrate the channels — we never touch the funds.

Go live in three steps

Stay ahead. Vend smarter.

01

Connect your backend

Point us at your wallet with a handful of small API endpoints. We sign every request so you can trust it.

02

Turn on your channels

Flip on USSD and WhatsApp from the dashboard. We handle Meta and the dial-code wiring for you.

03

Customers just vend

They chat or dial, confirm with a PIN, and get value instantly. You watch it land in real time.

Built for multi-brand merchants

One account. Every website you run.

Most merchants run more than one platform. Add all of them to a single VendStack account, switch between them in a click, and fund every one from a single shared wallet — separate channels and reporting, one place to manage it.

  • check_circle Add as many websites as you run — under one login
  • check_circle Switch context instantly — transactions, analytics and integrations follow
  • check_circle One shared wallet funds them all
Your websites add Add website
S

SwiftVend

swiftvend.ng

Active
F

FastData

fastdata.africa

Switch
9

9jaBills

9jabills.com

Switch
wallet

Shared wallet

funds every website

₦482,500

Simple, per-channel pricing.

No onboarding fee. One wallet funds every channel and every website. Pay monthly, add channels as you grow.

USSD

Sell over a dial code — no internet needed.

₦15,000/mo

  • check 1,000 transactions included
  • check ₦20 per extra transaction
  • check All 5 services (airtime, data, cable, power, betting)
  • check Live transaction monitor
Get started
Most popular

WhatsApp + AI

Vend by chatting, in plain language.

₦40,000/mo

  • check 1,000 transactions included
  • check ₦30 per extra transaction
  • check Claude-powered natural language
  • check Confirmation + PIN safety built in
Get started

Enterprise

White-label & dedicated scale.

Custom

  • check Multiple websites & teams
  • check White-label branding
  • check Priority support & SLA
  • check Custom integrations
Talk to us

Airtime overage is near-zero to protect your thin margins. SMS channel coming soon.

Your next sale is one chat — or one dial — away.

Give your customers more convenient ways to buy from you — and stop leaving money on the table.

Create your free account arrow_forward